Personal Loan Documents

Passport Size Photographs
Proof of Identity (Any one of the below)
✔ PAN CARD
✔ AADHAR CARD
✔ Passport
✔ Driving License
✔ Voter’s ID Card
Proof of Residence (Any one of the below)
✔ Utility bills (Telephone Bill, Electricity Bill, Water Bill, Gas Bill)
✔ Passport
✔ Bank Passbook
✔ Voter’s ID
✔ Ration Card
Income Documents
✔ Last 3 years IT returns of the applicant along with computation of income duly attested by a Chartered Accountant
✔ Audited balance sheet and Profit & Loss accounts, including tax audit report, if applicable
✔ Latest 1 year bank statement (both savings and current)
Testimonies

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Current Interest Rates

Loan Type Interest rate starting from
Home Loan 6.50%
Loan Against Property 7.50%
Business Loan 10.00%
Personal Loan 9.50%
Gold Loan 9.50%

Note : Interest rates are subject to periodic change as per bank/financial institutions policy.



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